Letters: Home buyers should remain very cautious


Home buyers should

remain very cautious

I read the article, “PBC considers program to provide down-payment aid to home buyers,” (March 1), and could not help but recall the collapse of the sub-prime mortgage market that took years for the country to recover from and from which the damage is still felt. How is this scheme different? It is for good reason that it is said that those who fail to learn the mistakes of history are doomed to repeat them.

If a person can buy a house, qualify for a mortgage and be able to pay it off according to its terms, why does he need assistance? If he cannot make the payments, then no assistance, short of giving him the house free and clear, will save him from foreclosure. Does this not sound eerily familiar? That money fund, that sounds like it was extorted from builders much like the evil carbon tax that never got off the ground, would be better spent teaching the marginal earners skills that would allow them to improve their earning capacity. That plan would be something to be proud of, assuming the recipients of this educational opportunity saw it as clearly as me.

DAVID KAMM, PALM BEACH

Nation should focus

on wildlife protection

It is heartbreaking to read about panthers being killed by vehicles.

In Sweden, they have 10-foot fencing along the highways to protect wildlife from running into highways. There are tunnels under the major roadways, so animals such as moose can safely cross. Moose figured out how to use the tunnels, so will panthers.

Why do we have to wait for the last panther to be killed? Don’t we have any brains to look at what other countries do to protect their wildlife?

Our government wastes money every day on unimportant things.

Time to step up folks, and call your legislators and demand change to protect our panthers — and since I am at it, all wildlife.

Turtle nesting season has started and stiff fines need to be imposed for the ones who can’t follow the laws.

This country is so backwards when it comes to doing the right thing. Why are the Europeans always a step ahead of the U.S.?

EVELYN REYNOLDS, BOYNTON BEACH

Make schools a

‘gun-free’ zone

One hundred and sixty-three people have died in school shootings since the government began counting in the early 1980s. Needless to say, “never again” is hardly a controversial idea — no one wants another school shooting.

The controversy begins when politicians start talking solutions. At the crux of the arguments: What laws would keep students safe while maintaining citizens’ Second Amendment rights? With varying levels of support, ideas currently debated in Florida include an “assault weapons ban,” red flag laws, stronger background checks and waiting periods, age limits for weapons purchases and banning bump stocks.

A look at the deadliest school shootings in United States history shows that no single idea — from the right or left — would have prevented every school shooting.

But in reality shouldn’t schools be “Gun-free zones”? We don’t allow guns in courtrooms, so why not have the same rule for schools.

But now in what would appear to be a simply insane proposal, we are considering arming teachers? We don’t need more guns on school grounds. We don’t need any.

JOHN FLYNN, HOBE SOUND

Raising gun age

would be good start

In response to the letter “Raising Gun Age Wouldn’t help,” (March 1), I think that we should remember that the Columbine High School shooters that killed 13 were ages 17 and 18. The Sandy Hook Elementary School shooter that killed 26 was 20 years of age, and the Parkland shooter that killed 17 was 19 years of age. Raising the age to buy a gun would not be the total answer to our problem, but I think it would be a good start.

DAVID JOHNSON, WEST PALM BEACH

Don’t scapegoat

the mentally ill

If mental illness was the real cause of all these near-daily mass shootings, wouldn’t more of the perpetrators claim an insanity defense and be acquitted of multiple homicides? The simple truth is, mentally ill people are far less likely to commit these horrendous crimes, and more likely to be victimized by criminals in general.

You almost never read about a successful insanity plea. John Hinkley Jr. is the last one I can remember, and that was nearly 37 years ago.

THOMAS MAXWELL, WEST PALM BEACH

Legislation needed

to stop credit fraud

In regards to the article “Equifax massive data breach keeps getting worse,” (March 2), Equifax “credit monitoring service” is a joke and so is putting a fraud alert on file with the three credit reporting agencies. All the bank does is call and ask if it’s really you, plus the alert expires every 90 days, so you must renew with the agencies for years to come.

A solution to this horrible situation is to have new legislation passed that requires all lenders to verify your identity and address with ID prior to opening any new account in all circumstances. Why should it be so easy to have a card sent in the mail with no real proof of identity? What is so hard about providing two forms of ID when applying for a credit card?

Banks issuing credit cards have zero incentive to do this. Their job is to make it as easy as possible for you to obtain and use credit. Don’t expect them to ever voluntarily implement this change in policy. They will have to be forced into it through legislation.

CHEY BARNES, LAKE WORTH

Hicks’ job shouldn’t

have included lying

Hope Hicks was White House communications director. Hope Hicks’ job was to tell the truth to the American public. She said that her job sometimes required her to tell “white lies.” No, it did not. Hicks’ job did not require her to lie. Hicks’ boss required her to lie. Big difference.

MICHAEL KIRSHNER, WEST PALM BEACH



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