When it comes to the debate about homeowners insurance in Florida, it’s as if most telephones were connected to walls on lines and the web was something only spiders use.
As the Florida Legislature prepares to convene Tuesday, it is more than 20 years since Hurricane Andrew leveled the property insurance system and any pretense that things ever would be normal. For all the financial turmoil of 2007 and 2008, you can see the Florida real estate market eventually sorting itself out. At this point, it’s hard to see the property insurance market similarly settling, because the problems are much deeper and the thinking much shallower.
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