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Letters: Florida Legislature should make auto insurance cuts mandatory

By Post readers - Submissions from Post readers

Your many articles and editorials (“Make rate cuts mandatory”) on the 2012 Personal Injury Protection auto insurance legislation have noted that it provides for a premium reduction in exchange for restrictions on PIP coverage. Given that, I was surprised when my recent renewal notice contained not a reduction but an increase in the PIP premium of 19.8 percent.

I was even more surprised when my agent professed to know nothing about the law. Another agent I spoke to opined that there would be no reduction until, and if, the insurance companies realized decreased expenditures as a result of the law. This is another example of legislation that benefits insurance carriers but makes consumer relief optional. So I could not agree more with your position that rate cuts should be made mandatory.

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