The Legislature should not leave Friday without ending a business practice that is outrageous at best and illegal at worst.
Last fall, the state’s insurance consumer advocate called attention to “post-claim underwriting.” In plain English, a policyholder files a claim, at which point the insurer cites, often wrongly, something in the policyholder’s credit history to render the policy void and thus avoid paying the claim. This can happen after a policyholder has been paying for years. The Post’s Charles Elmore has documented such abuses in the area by Universal Property and Casualty, the state’s largest private insurer.
Thanks to Sen. Joe Negron, R-Stuart, a wide-ranging insurance bill (HB 635) contains an amendment that bans such denials 90 days after a policy takes effect. The House, though, still must pass it. There is no excuse for not doing so.
for The Post Editorial Board