The Legislature should not leave Friday without ending a business practice that is outrageous at best and illegal at worst.
Last fall, the state’s insurance consumer advocate called attention to “post-claim underwriting.” In plain English, a policyholder files a claim, at which point the insurer cites, often wrongly, something in the policyholder’s credit history to render the policy void and thus avoid paying the claim. This can happen after a policyholder has been paying for years. The Post’s Charles Elmore has documented such abuses in the area by Universal Property and Casualty, the state’s largest private insurer.
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