Never mind that pesky court injunction — major Florida auto insurers are denying benefits based on a contested state law anyway, documents obtained by The Palm Beach Post show.
They’re limiting non-emergency benefits to $2,500, excluding massage therapy and other moves under provisions a judge found unconstitutional, claims records made available by medical providers indicate.
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Key provisions of PIP law
Effective Jan. 1, 2013:
To qualify for the full $10,000 benefit, treatment must be by ambulance or at a hospital, or from a physician, dentist, supervised physician’s assistant or advance registered nurse practitioner.
Treatment must begin within 14 days.
Non-emergency benefits limited to $2,500.
No massage or acupuncture.
Post veteran staff writer Charles Elmore has broken top stories about Citizens and forced-place insurance. He’s watching out for you and the issues that affect your bottom line.